Is this a rip-off??

I send money to an inmate in Pontiac Prison in Illinois and Jpay apparently charges 25%!
Pay Pal would make the transaction free or for much less. Some politicians must be making money off this. How can anyone justify a 25% for a simple transaction?

There are thousands of prisons in the U.S. so imagine how much Jpay is making.

I’m retired and can only afford to send $20 a month. For them to take $5. from it burns!

Illinois Department of Corrections
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Available JPay Services
Send Money Rates
Rates
Online
$ 0.00 – 20.00 $4.95
$ 20.01 – 100.00 $7.95
$ 100.01 – 200.00 $9.95
$ 200.01 – 300.00 $11.95
By Phone
$ 0.00 – 20.00 $5.95
$ 20.01 – 100.00 $8.95
$ 100.01 – 200.00 $10.95
$ 200.01 – 300.00 $12.95
Delivery Timing**
If you send money on Inmate can spend on
Before 10:00 PM CST Thursday Friday
Before 10:00 PM CST Friday Saturday
Before 10:00 PM CST Monday Tuesday
Before 10:00 PM CST Tuesday Wedn…
Before 10:00 PM CST Wedn… Thursday
Before 10:00 PM CST Saturday Sunday
Before 10:00 PM CST Sunday Monday
**Please note, payment availability is subject to depositor validation in accordance with federal and state regulations.

Jpay Prisons